Bad CTOS/CCRIS Record, High Financial Commitments, Can’t Get Bank Approvals?
Don’t Worry, We Can Help You Today!
We specialize in solving most of the financial issues that our clients face. From optimizing your DSR, CTOS Score, AKPK clients, or credit card debt consolidation and more.
A low CTOS score may result from unfavorable payment habits, making it hard for you to get loans from the bank.
AKPK is a Credit Counselling & Debt Management Agency assisting individuals in gaining control over their financial situations. However, individuals enrolled in this program are less likely to receive loan offers from banks.
This pertains to exceeding the credit card limit or maxing it out without the intention of settling the resulting bill.
SAA refers to a Special Attention Account, indicating blacklisting by specific banks. Obtaining a loan is impossible unless a full settlement is made.
This occurs when current financial commitments surpass the monthly income spending limit.
Don’t Worry. We Have The Solution To All Of Your Problems!
Our Program Has Helped Over 8,000 Individuals With Poor Financial Profiles Receive Bank Loan Approval With Over 98% Success Rate!
Contact Us And Let Us Know How Can We Help You.
Discuss Your Financial Goals And Troubles With Our Financial Consultants To Proceed With Our Services. We Provide Free Checking Services For All Our Client’s So That There Is No Need For Advanced Payments!
For Personal Profiles We Need
1 ) 3-Months Payslip
2 ) EPF 2 Years
3 ) CTOS Report
For Business Profiles We Need
1 ) 6-Months Bank Statement
2 ) SSM And SSM Info
3 ) CTOS Report
4 ) Income Tax Claimed
After Verifying That You Are Eligible For Our Help And That We Are Confident That We Are Able To Help You Secure A Loan From The Bank.
We Will Customize Financial Recovery Plans For You Targeted At Helping You Resolve All Of Your Financial Troubles.
You Will Receive A Personalized Financial Recovery Plan Tailored To Your Specific Needs Free Of Charge.
You Shall Review The Terms And Proposed Financial Recovery Plan To Ensure That You Are Happy With The Arrangement.
You Would Need To Sign The Agreement And The Proposal Before We Can Proceed With Repairing Your Financial Profile.
Now That The Signing Process Is Complete, What Is Next?
You Will Be Assigned A Dedicated Financial Consultant From Our Team To Ensure That You Keep On Track With The Proposed Financial Recovery Plan
Our Financial Consultants Are Trained And Experienced In Their Relevant Fields To Help You Navigate Through The Financial Hurdles That You Are Facing As Well As Keeping You On Track With The Proposed Plans.
Our Consultants Will Keep Track Of All Of Your Progress And Update You Regarding Your Latest Status. As Well As Performing Adjustments That Are Necessary To Achieve Your Goal.
Just Like This, Our 4-Step Financial Recovery Process Is Complete.
At This Stage, You Would Receive An Approval From The Bank With Your Improved Financial Profiles. All Loans Applied With Be 100% Through The Banks To Ensure The Safety Of Our Customers.
It Is Important For You To Not Commit Similar Past Mistakes In Order To Maintain The Perfect Financial Profile That We Have Now Created For You.
Spend Responsibly And Repay Any Future Loans/Credit Card Bills On Time To Ensure A Perfect Financial Score.
If You Would Ever Require Our Services In The Future, Reach Out To Our Team Of Financial Consultants Again Anytime!
At Dr. Jun Financial Consultancy, We Specialize In Providing Credit Score Services And Other Financial Services That Are Tailored To Solve Your Financial Needs.
In 2023, We Have Helped Over 9,000 Customers Successfully Improve Their Financial Profile And To Receive Successful Bank Approvals For A Total Value Of Over RM 30,000,000!
Resolving Their Financial Burden & Debt Issues With The Banks
With Over 13 Banks In Malaysia, Including Islamic Banks
Extensive Banking, Personal Finance & Debt Consolidation Experience.
In Helping Clients Get Their Personal/ Business Loan Approved
Common Issues That We Solve For Our Customers
Over-usage of your credit cards to the extent of exceeding credit card limits or maxing out your credit cards to the extent of inability to settle the resulting bill.
Poor CTOS score that arises from bad payment habits. This would often be a bad indicators for bankers to approve of any loans you may be applying for without receiving help from Jun Financial Hospital
Your financial commitments surpass your monthly income spending limit. This is also a red flag when trying to apply for loans as bankers may perceive such profiles as “high risks” profile to grant your loans.
SAA refers to a Special Attention Account, indicating blacklisting by specific banks. Obtaining a loan is impossible unless a full settlement is made or application through Jun Financial Doctor.
AKPK assists individuals in gaining control over their financial situations. However, individuals enrolled in this program are less likely to receive loan offers from banks.
Any borrowings from non-financial institutions or any outstanding debts, including mobile bills, TNB, money lenders, or unsettled dues with shops, will be reflected in your CTOS report.
To Begin, You Would Only Need To Prepare The Document As Follows:
Once We Receive All Of Your Documents, We Would Be Able To Revert Within 24 Hours!
Meet Your Financial Doctor – Dr. Jun
We have helped over 9,000 customers improve their financial condition with the use of our programs! These include customers who have previously had issue with AKPK, bad record on CTOS/CCRIS and also high financial commitments
Drop your contact number below and our bankers will contact to to check your eligibility to our services.
